Property Calculator
Free rental property calculator for investors
Enter any U.S. address and get a complete cash flow analysis in seconds. Calculate cap rate, cash-on-cash return, DSCR, and NOI for both long-term and short-term rental scenarios — powered by real market data from 140M+ properties.
Try the Calculator FreeLong-Term Rental (LTR)
Full cash flow breakdown — 1% rule, NOI, cap rate, DSCR, and cash-on-cash return. Adjust financing, down payment, and expenses in real time.
Short-Term Rental (STR)
Revenue projections based on real Airbnb and VRBO comparables. See occupancy rates, ADR, tax savings, and net operating income side by side.
Cap rate, cash flow, and ROI — calculated instantly
1% Rule
Quick rent-to-price screening
Cap Rate
Net income vs. property value
Cash-on-Cash
Return on your actual investment
NOI
Net operating income after expenses
DSCR
Debt service coverage ratio
Tax Savings
Projected first-year tax benefits
140M+
Properties in database
2,000+
Active investors
$1.2B+
Portfolio value analyzed
98%
Analysis accuracy
“I analyzed 40 properties in a weekend and found two deals that penciled out. Closed on both within a month.”
Marcus Chen
12 properties, Austin TX
“The REP time tracker alone saved me $14k on my taxes last year. The expense tracking and receipt capture is the cherry on top.”
Sarah Mitchell
8 properties, Tampa FL
“Finally a tool built by investors, for investors. The LTR vs STR comparison feature is something I couldn't find anywhere else.”
James Okoye
22 properties, Nashville TN
How the rental property calculator works
Enter an address
Search any U.S. property. We pull rent estimates, tax records, and comparable data instantly.
Adjust your assumptions
Set your financing terms, down payment, loan type, and operating expenses. Toggle between LTR and STR.
See the full picture
Get a complete cash flow analysis with all the metrics you need to make a confident investment decision.
Rental property calculator FAQ
What is a rental property calculator?
A rental property calculator is a tool that estimates cash flow, cap rate, cash-on-cash return, and total ROI for an investment property. Pacific Rentals Pro pulls real rent estimates, tax records, and comparable data so you get accurate projections — not guesswork.
How do you calculate cash flow on a rental property?
Cash flow equals gross rental income minus all operating expenses (taxes, insurance, vacancy, management, maintenance) and mortgage payments. Our cash flow calculator breaks down every line item so you can see exactly where the money goes.
What is a good cap rate for a rental property?
A good cap rate depends on the market and property type, but most investors target 5–8% for long-term rentals. Cap rate is calculated as net operating income divided by property value. Our calculator computes this automatically from real market data.
Can I compare long-term vs short-term rental returns?
Yes. Pacific Rentals Pro includes separate LTR and STR calculators. Compare cash flow, cap rate, occupancy-adjusted revenue, and total ROI side by side for any property to decide which strategy produces better returns.
Is the rental property calculator really free?
Yes. The Starter plan gives you access to LTR and STR analysis at no cost. Pro plans start at $19/month for unlimited analyses, AI document scanning, tenant management, and digital lease signing.
Stop guessing. Start analyzing.
Join thousands of investors using Pacific Rentals Pro to calculate cash flow, cap rates, and ROI on deals that actually pencil out.
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