Market Analysis

Memphis, Tennessee

Rental investment market data and analysis · Updated June 2026

Median Home Price

$134,400

Average Monthly Rent

$1,394

Estimated Cap Rate

12.4%

Rent-to-Price Ratio

1.0%

Passes 1% Rule

Market Trends

Memphis metro area — % change since 2018

Home Prices

+68.2%

Rent Index

+36.2%

-2%13%27%42%56%71%20182020202220242026

Average Rent by Bedroom

BedroomsAvg Rent
Apartment$884/mo
Multi-Family$985/mo
Condo$1,049/mo
Townhouse$1,386/mo
Single Family$1,519/mo

Sample Investment Analysis

Based on median price + average rent, 20% down, 6.8% rate, 30yr

Purchase Price$134,400
Down Payment (20%)$26,880
Monthly P&I$701
Monthly Rent$1,394
Est. NOI$10,037/yr
Est. Cash Flow$135/mo
Cash on Cash5.5%

Positive cash flow at median prices — Memphis offers strong fundamentals for buy-and-hold investors.

What Investors Should Know About Memphis

  • 1Strong cap rates above 7% — excellent cash flow potential
  • 2Market passes the 1% Rule — strong rent-to-price ratio for cash flow investors
  • 3Below-average rents keep entry costs low for new investors
  • 4Affordable market — lower barrier to entry for first-time investors

Ready to analyze a property in Memphis?

Get instant cap rate, cash flow, and DSCR analysis on any address. Access data on 140M+ properties.